/* From prototype: how-it-works.html */
nav{position:sticky;top:0;z-index:100;display:flex;align-items:center;justify-content:space-between;padding:0 48px;height:68px;background:rgba(250,247,242,0.97);backdrop-filter:blur(12px);border-bottom:1px solid var(--border)}
  .nav-logo{font-family:var(--font-body);font-weight:800;font-size:22px;color:var(--olive);text-decoration:none}
  .nav-links{display:flex;gap:32px;list-style:none}
  .nav-links a{text-decoration:none;color:var(--mid);font-size:15px;font-weight:500;transition:color 0.2s}
  .nav-links a:hover,.nav-links a.active{color:var(--olive)}
  .nav-cta{display:flex;gap:12px}
  .btn-ghost{padding:9px 20px;border:1.5px solid var(--olive);border-radius:8px;color:var(--olive);font-size:14px;font-weight:600;text-decoration:none;background:transparent;font-family:var(--font-body)}
  .btn-primary{padding:9px 20px;background:var(--olive);border:none;border-radius:8px;color:white;font-size:14px;font-weight:600;text-decoration:none;font-family:var(--font-body)}

  /* HERO */
  .page-hero{background:var(--olive);padding:72px 48px;text-align:center;position:relative;overflow:hidden}
  .page-hero::before{content:'';position:absolute;width:500px;height:500px;background:var(--lime);opacity:0.07;border-radius:50%;top:-200px;right:-100px}
  .page-hero::after{content:'';position:absolute;width:300px;height:300px;background:var(--lime);opacity:0.09;border-radius:50%;bottom:-80px;left:10%}
  .page-hero h1{font-family:var(--font-body);font-size:48px;font-weight:800;color:white;margin-bottom:16px;position:relative}
  .page-hero h1 span{color:var(--lime)}
  .page-hero p{font-size:18px;color:rgba(255,255,255,0.72);max-width:580px;margin:0 auto;line-height:1.7;position:relative}

  /* ROLE TABS */
  .role-tabs{background:white;border-bottom:1px solid var(--border);position:sticky;top:68px;z-index:90}
  .role-tabs-inner{max-width:1100px;margin:0 auto;padding:0 48px;display:flex;gap:0}
  .role-tab{padding:20px 32px;border:none;background:transparent;font-family:var(--font-body);font-weight:700;font-size:16px;color:var(--mid);cursor:pointer;border-bottom:3px solid transparent;transition:all 0.2s;display:flex;align-items:center;gap:8px;flex:1;justify-content:center;text-align:center;line-height:1.35}
  .role-tab.active{color:var(--olive);border-bottom-color:var(--olive)}
  .role-tab:hover{color:var(--olive)}

  /* PANELS */
  .panel{display:none;max-width:1100px;margin:0 auto;padding:64px 48px}
  .panel.active{display:block}
  .panel-intro{text-align:center;margin-bottom:56px}
  .panel-intro .label{font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:2px;color:var(--olive);margin-bottom:12px}
  .panel-intro h2{font-family:var(--font-body);font-size:36px;font-weight:800;margin-bottom:12px}
  .panel-intro p{font-size:17px;color:var(--mid);max-width:560px;margin:0 auto;line-height:1.7;font-weight:400}

  /* STEPS */
  .steps-wrap{position:relative; display:grid; grid-template-columns:repeat(3, 1fr); gap:32px; max-width: 1200px; margin: 0 auto;}
  .steps-line{position:absolute; left:15%; right:15%; top:40px; height:2px; background:linear-gradient(to right,var(--lime),var(--olive)); z-index:0; width: auto; bottom: auto;}
  .step-item{display:flex; flex-direction:column; align-items:center; text-align:center; position:relative; z-index:1; margin-bottom:48px;}
  .step-num-wrap{margin-bottom:24px; display:flex; flex-direction:column; align-items:center;}
  .step-num{width:80px;height:80px;border-radius:50%;background:var(--olive);color:white;font-family:var(--font-body);font-weight:800;font-size:28px;display:flex;align-items:center;justify-content:center;border:4px solid var(--cream);box-shadow:0 0 0 3px var(--olive)}
  .step-body{background:white;border-radius:20px;padding:32px;border:1.5px solid var(--border);box-shadow:0 4px 16px rgba(0,0,0,0.04); width:100%; display:flex; flex-direction:column; align-items:center;}
  .step-icon{font-size:36px;margin-bottom:12px}
  .step-title{font-family:var(--font-body);font-weight:800;font-size:22px;margin-bottom:10px;color:var(--charcoal)}
  .step-desc{font-size:15px;color:var(--mid);line-height:1.7;margin-bottom:16px}
  .step-tips{display:flex;flex-direction:column;gap:8px; align-items:flex-start; text-align:left;}
  .tip{display:flex;align-items:flex-start;gap:10px;font-size:14px;color:var(--charcoal)}
  .tip::before{content:'\2714';color:var(--lime);font-weight:800;font-size:14px;flex-shrink:0;margin-top:1px}

  /* HIGHLIGHTS GRID */
  .highlights{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:56px}
  .highlights--centered{display:flex;flex-wrap:wrap;justify-content:center;gap:20px}
  .highlights--centered .highlight-card{flex:0 1 min(320px,100%)}
  .highlight-card{background:white;border-radius:16px;padding:28px;border:1.5px solid var(--border);text-align:center}
  .h-icon{font-size:40px;margin-bottom:16px}
  .h-title{font-family:var(--font-body);font-weight:700;font-size:17px;margin-bottom:8px}
  .h-desc{font-size:14px;color:var(--mid);line-height:1.6}

  /* FAQ */
  .faq-section{background:var(--sand);padding:72px 48px}
  .faq-inner{max-width:800px;margin:0 auto}
  .faq-header{text-align:center;margin-bottom:40px}
  .faq-header .label{font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:2px;color:var(--olive);margin-bottom:12px}
  .faq-header h2{font-family:var(--font-body);font-size:32px;font-weight:800}
  .faq-item{background:white;border-radius:12px;border:1.5px solid var(--border);margin-bottom:12px;overflow:hidden}
  .faq-q{display:flex;justify-content:space-between;align-items:center;width:100%;padding:20px 24px;cursor:pointer;font-family:var(--font-body);font-weight:700;font-size:16px;background:none;border:none;text-align:left;color:inherit}
  .faq-q:hover{color:var(--olive)}
  .faq-chevron{font-size:20px;transition:transform 0.2s;color:var(--mid)}
  .faq-a{display:none;padding:0 24px 20px;font-size:15px;color:var(--mid);line-height:1.7}
  .faq-item.open .faq-a{display:block}
  .faq-item.open .faq-chevron{transform:rotate(180deg);color:var(--olive)}

  /* CTA STRIP */
  .cta-strip{background:var(--olive);padding:64px 48px;text-align:center}
  .cta-strip h2{font-family:var(--font-body);font-size:40px;font-weight:800;color:white;margin-bottom:12px}
  .cta-strip p{font-size:17px;color:rgba(255,255,255,0.82);margin-bottom:32px}
  .cta-btns{display:flex;gap:16px;justify-content:center}
  .btn-white{display:flex;justify-content:center;align-items:center;padding:14px 32px;background:white;color:var(--olive);font-weight:700;font-size:15px;border-radius:10px;border:2px solid transparent;text-decoration:none;font-family:var(--font-body);text-align:center;box-sizing:border-box}
  .btn-outline-white{display:flex;justify-content:center;align-items:center;padding:14px 32px;border:2px solid rgba(255,255,255,0.5);color:white;font-weight:700;font-size:15px;border-radius:10px;text-decoration:none;font-family:var(--font-body);text-align:center;box-sizing:border-box}

@media (max-width: 768px) {
  .page-hero{padding:48px 20px}
  .page-hero h1{font-size:clamp(28px,8vw,40px);line-height:1.2}
  .page-hero p{font-size:16px}
  .role-tabs{top:64px}
  .role-tabs-inner{
    padding:0;
    display:flex;
    flex-direction:row;
    overflow-x:auto;
    max-width:none;
    -webkit-overflow-scrolling: touch;
  }
  .role-tab{
    flex:1;
    padding:14px 16px;
    font-size:14px;
    white-space:nowrap;
    flex-shrink:0;
    justify-content:center;
    text-align:center;
    border-bottom:3px solid transparent;
    border-left:none;
  }
  .role-tab.active{
    color:var(--olive);
    border-bottom-color:var(--olive);
    background:transparent;
  }
  .panel{padding:32px 16px;max-width:100%;overflow-x:hidden;box-sizing:border-box}
  .panel-intro{margin-bottom:32px}
  .panel-intro h2{font-size:26px}
  .panel-intro p{font-size:15px}
  .steps-wrap{display:block;}
  .steps-line{left:28px; top:0; bottom:0; width:2px; height:auto; background:linear-gradient(to bottom,var(--lime),var(--olive)); right:auto;}
  .step-item{display:grid; grid-template-columns:56px 1fr; gap:16px; margin-bottom:32px; text-align:left;}
  .step-num-wrap{margin-bottom:0}
  .step-num{width:56px;height:56px;font-size:20px;border-width:3px}
  .step-body{padding:20px;border-radius:14px;min-width:0;overflow-wrap:anywhere; width:auto; align-items:flex-start;}
  .step-title{font-size:18px}
  .step-desc{font-size:14px}
  .highlights{grid-template-columns:1fr;gap:12px;margin-top:32px}
  .highlight-card{padding:20px}
  .h-icon{font-size:32px;margin-bottom:12px}
  .faq-section{padding:48px 16px}
  .faq-header h2{font-size:26px}
  .faq-q{padding:14px 14px;font-size:13.5px;gap:8px}
  .cta-strip{padding:48px 20px}
  .cta-strip h2{font-size:28px}
  .cta-btns{flex-direction:column;align-items:center}
}

  /* FOOTER */
  footer{background:var(--charcoal);color:white;padding:48px 48px 28px}
  .footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:48px;max-width:1200px;margin:0 auto 40px}
  .footer-brand p{color:rgba(255,255,255,0.5);font-size:14px;line-height:1.7;margin-top:12px;max-width:280px}
  .footer-col h4{font-family:var(--font-body);font-weight:700;font-size:13px;text-transform:uppercase;letter-spacing:1px;color:rgba(255,255,255,0.4);margin-bottom:14px}
  .footer-col a{display:block;color:rgba(255,255,255,0.7);text-decoration:none;font-size:14px;margin-bottom:10px;transition:color 0.2s}
  .footer-col a:hover{color:var(--lime)}
  .footer-logo{font-family:var(--font-body);font-weight:800;font-size:20px;color:white}
  .footer-bottom{max-width:1200px;margin:0 auto;padding-top:20px;border-top:1px solid rgba(255,255,255,0.1);display:flex;justify-content:space-between;font-size:13px;color:rgba(255,255,255,0.4)}

.how-page-loader { min-height: 60vh; display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 16px; padding: 48px 24px; color: var(--olive); text-align: center; }
.how-page-loader-spinner { width: 36px; height: 36px; border: 3px solid var(--border); border-top-color: var(--olive); border-radius: 50%; animation: how-page-spin .8s linear infinite; }
@keyframes how-page-spin { to { transform: rotate(360deg); } }
@media (prefers-reduced-motion: reduce) { .how-page-loader-spinner { animation: none; } }